Author Archive

Sanjit Dhanjal.

Why Is The UK the Most Preferred Property Investment Hub?.

Property Investment UK

Investment Properties in the UK are aggressively marketed for sale across many different outlets. However, you need to know where to look and what to look for to find a successful investment property for sale.

Finding Investment property for sale and checking them includes a checklist and a plan. It is also important to spend some time evaluating both the negative and positive aspects of an investment property before you leave with your hard-earned cash. Invest In Buy To Let is quite sure that any property that passes their stringent standards will overcome the test of time and hence, be proved to be good investments after due diligence on any opportunity they obtain.

Investment property for sale is often viewed by others as a property in need of renovation. However, Investment In Buy To Let points out that by buying right, a buyer will make a greater amount of money compared to a refurbishment project. The inference is that if you’re ever looking for a saleable investment property, simply contact Invest In Buy To Let.

Invest In Buy To Let recommend focussing emphasis on the word “investment” when looking for investment property for sale. We urge buyers to be owners, not landlords. As an investor means you can scale up as a landlord takes on a new full-time job of property and problems management.

Criteria that define a successful investment property for sale are based on how trouble-free the investment in the property is, how much hands you would be on, how much return you can earn on that investment and the risk factors involved.

The best advice we can give is to leave it to the experts of investment properties in the UK to find the right investment opportunities for you. Follow your plan once the opportunity is within your grasp, but you don’t need to take endless time to search for the best deal. Purchasing any property in the UK usually is a safe deal, according to the investors.

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Building Wealth through Real Estate Investments.

Real Estate Investment

By far the best way to consistently build wealth and attain financial freedom is through real estate investments. As opposed to some risky ventures like stocks, futures or options, investing in real estate is a far safer investment choice, provided you are equipped with the correct strategies to help expand your wealth. While it’s easy to get lost in the overabundant options of real estate investment, decisions should rest on prevailing market conditions which are ever changing.

Set out clear goals

Before you start doing research for your first property investment, be clear about what outcome you are expecting from your investment in the UK. Once goals are clearly defined then it becomes simpler to align each investment toward accomplishing them. Goal setting facilitates the ability to wisely choose the type of property to invest in, the manner in which to finance it and management of the real estate investments.

Gain adequate knowledge

Self-education is another major element of building up wealth in real estate. Investors need to take time to educate themselves about real estate. Increasing your knowledge base will not only boost your confidence but it also serves to equip you to suitably adapt to shifting circumstances in the industry. With enough up-to-date knowledge, in time investors can get far ahead of their competitors.

Avoid haphazard Real Estate Investments

Those who are first starting out in real estate are like to feel overwhelmed by the range of options that the industry offers for making money.

It’s advisable to learn the ropes by starting small. The ideal way to approach it would be to choose one strategy at a time and remain focused on it. Once you have more experience in the field and have mastered multiple strategies it will be easier for you to diversify.

Invest in Properties with Potential for High Appreciation

Real estate appreciation refers to the phenomenon when an investment property rises in value. When you find investment property for sale that has a high potential for appreciation, then you will be able to charge higher rent while still drawing in many tenants. It would also prove highly profitable for those investors who decide to sell.

Investing in growing markets is an ideal way to make sure that an investment property appreciates. A few top growth indicators would be population growth, future development plans in the area and the job market potential of the area.

Utilize Leverage

Despite the capital-intensive nature of real estate investments, investors do not need to utilize their own money. Using leverage is a well known strategy while purchasing investment property. Securing leverage simply entails borrowing capital, for instance, mortgage loans, to fund your investment and then covering loan payments in installments. Essentially, your tenant occupying the property you have invested in will be indirectly paying down the loan for you.

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How You Can Avoid Common Property Investment Mistakes.

property investment

When it comes to property investment, beginner investors are the ones who make the most mistakes. This occurs as they have not yet gained the experience to circumvent such pitfalls. Often mistakes that are made early on result in investors discontinuing further investments and losing out on building their wealth.

Undefined investment objectives

You would need to be particular before you start investing. Understand precisely why you are making an investment, and the time range of the investment. Some important questions to be asked:

  • Do I want to gain income benefits now or in the future?
  • Do I prefer a cheaper option like student investment property?
  • Do I intend on selling properties before I retire?  
  • Do I want to try and build a property portfolio to support me after retirement?

Performing incorrect due diligence

In circumstances where due diligence is done improperly, it is likely that you may have paid the wrong price or even bought the wrong property.

Before you make your property investment, you should do research on where to invest and what type of property to buy. After that you would need to figure out the cash flow and be secure that the property you have invested in will gain you expected returns.

Receiving low financing

Using a mortgage to fund investment in property allows you to invest with borrowed money. Ideally it serves to immensely boost your returns and yield on your initial deposit (capital investment). Nonetheless, if you receive improper financing you may not see returns on your investment.  

It is advisable to use an experienced property investment company as they would be knowledgeable about the market and help you dodge crippling financing pitfalls.

Inferior financial management

If you have invested in property you will be drawing income from rent and incurring expenses in the form of mortgage, repairs, investment property management charges, maintenance and so on. In some cases you may incur taxes as well. If your property investment finances are managed incorrectly you may be faced with subsidizing your mortgage from your personal funds. You should always anticipate your cash flow and keep aside some reserve or emergency capital.

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Top 6 Reasons Why Investing In Property Is Considered A Good Investment.

Investment in Property

The advantages of investing in property are plentiful. Investment in Property when done right is a lucrative means of building your equity and wealth. Here are some compelling reasons why you should go ahead and invest in property.

You are In Charge

Whether it’s deciding the specific property you want to invest in or the way in which the property is managed right up to which tenant to rent to and the amount of rent you want to charge, as a property investor, you hold all the cards.

A number of investors choose to have a highly active role and manage their assets themselves.  With full-time jobs occupying their time, other investors depend on investment companies to handle their assets.  These companies look after various aspects, from narrowing down on prime property to picking the right tenants and managing the routine repairs and maintenance.

A Source of Income

Property investments gain you returns in the form of cash flow and capital appreciation. While cash flow is the revenue you generate monthly in terms of rent, capital appreciation is the increase in your property’s value itself. If you work toward appreciating the value of your property over time as well as invest prudently, you can safely expect a comfortable monthly income.

It acts as Leverage

Investment in Property gives you the advantage of securing leverage, a mortgage or a loan which in turn allows you to boost your original investment. Take an investment in shares, for instance, it would be unlikely that banks would give you a loan to expand your investment.

Safeguard from Inflation

Investment in Property is a highly desirable way of keeping yourself protected against inflation. When inflation is high your property value and income from rent would see a considerable increase. Your cash flow will go up in proportion to the cost of living.

Enhance the Value of the Investment

Unlike stocks, futures or options, once you invest capital into your property you see a significant increase in value of your investment. With a little creativity and wise spending you could receive significantly more than you invested.

Expand Equity and Wealth

You keep increasing your equity as and when you pay down your property mortgage. This forms an asset that gets added to your net worth. As your equity keeps expanding you gain higher leverage to invest in additional properties, which results in a higher amount of cash flow and overall wealth.

So, once you’ve looked through investment property for sale and have done thorough research you can be well on your way to investing in prime property that will reap you above average returns for years to come.

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5 Key Elements You Must Know About Property.

Investment Property

Interested in Investment Property but you are unsure of the right strategy for your needs, right? Are you confused by the huge amount of available investment information, financial products, and advice? Do you worry that misguided advice will seriously affect your investment success in the property?

If you answered yes, to any of these questions then this blog needs to be read.

This blog will show you the 5 critical elements you need to have in place to ensure your investment in property is a success. You will find out how to avoid making the easy but critical mistake other property investors are making, one that might end up costing you thousands of money.

Step 1

Firstly, we are helping you to build the right approach to Property investing. Our first interview will involve delving into everything we need to know to determine your factors of ‘what,’ ‘why’ and ‘how’ and ensuring that both parties fully understand your objectives. We’ll conduct regular reviews to ensure that you’re still on track to achieve your goals and reorient yourself if you’ve veered off track. Our aim for the rest of your life is to work with you on your strategy.

Step 2

Wholistic Financial Solutions will build a Property Portfolio Plan that takes into account the individual financial circumstances and priorities and shows you the value of the property portfolio. How many properties should you purchase, under what name should you buy the property, how to arrange the assets, how to reduce tax and at the end of the day how much it will cost you every day.

Step 3

As everyone’s situation in property investing is unique, different properties meet different people’s needs. It is quite difficult for the average investor to distinguish between the ‘facts’ and the ‘sales speak’ on property investment. As we have many different properties available from many different sources we are not biassed towards any particular location, developer, type or property. We just want to help you find the best property.

Step 4 

We also have full use of a management facility under the banner Wholistic Financial Solutions. With your property listed in

The leaseback scheme gives you a full property management team to take care of your investment property. They will look after your property guaranteeing you market rental income, full property inspections, selection of professional tenants and all other property management criteria charged at the same fee rates as property management divisions.

Step 5

Our mentors and coaches of investment property will have a partnership to help you move through any obstacles that could hinder you from achieving your goals in your bright new future. Find out what’s holding you back, look at the hurdles and move right above them. It’s time to get rid of the excuses, set your inspiration on fire and build wealth and fulfilment in all areas of life. You are the best investment you can ever make, with the right information and the right motivation!

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